Joe graduated from Kings College in 1992 and became a CPA in 1994, after which he established his own tax practice. It was not long before Joe realized that he could better serve his clients with a more holistic approach to addressing their complicated and varied financial needs and goals. To address this, he added financial planning services to his expanding tax practice. Joe is currently licensed as an Investment Advisor Representative, Series 6 (Investment Company Products/Variable Contracts Representative) and Series 7 (General Securities Representative), as well as insurance licensed in Life, Accident and Health, and Property and Casualty. His practice has expanded to include an office in Wyalusing, PA- Downs & Aliciene Accountants and Financial Services, LLC.
Joe and his wife, Maria married in 1998 and live in the Shavertown area. Joe is a proud father of two boys and enjoys spending time with his family, coaching, camping, and playing the guitar.